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Posted: Wednesday, February 21, 2018 1:06 AM


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Cheap Wisconsin Auto Insurance in Racine

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Don't pass up this chance to save on cheap car insurance in Racine WI. Providing free instant quotes online for the cheapest coverage all across Wisconsin and in every State in the U.S. You can save if you want the state-required minimum coverage liability auto insurance or you can save on full coverage auto insurance and protect your vehicle in the event of accident, theft or vandalism. See for yourself how much you can save on your coverage.

The State of Wisconsin requires auto insurance coverage for a minimum of 50/100/55. The first two numbers refer to bodily injury liability limits and the third number refers to the property damage liability limit. The 50/100 in 50/100/55 means in the event of an accident, each person injured would receive a maximum of up to 50,000 with only 100,000 allowed per accident. (example: 2 people needing 50,000, if the need is greater, such as 3 people needing 50,000, then whomever files first gets first access to the 50,000 limit and you may be sued for the balance if the accident was your fault! The last number refers to the total property damage coverage per accident, which with the state mandated minimum would be 55,000.

Car insurance companies use various factors to determine the odds of a policyholder having a loss or accident. Some factors include: type of vehicle (including model, year and value); safety devices on car; driving history; age; gender; anti-theft devices; number of accidents; where you park and drive the vehicle; and even credit scores. It won't hurt to check and see if you can save some money on your auto insurance. Why not take a few minutes of your time and make sure that you're getting the lowest auto insurance rates available? If your automobile is financed your lender will probably require you to carry what is referred to as full coverage insurance which can include comprehensive, collision and other coverage. For example in 2016 the Racine metropolitan area had 109 automobile thefts reported. Basic minimum coverage liability insurance in Racine does not cover loss by theft, or fire for that matter. Many people drop collision and comprehensive coverage when their vehicles are about five years old because they may be worth only a few thousand dollars. If you borrow money to buy your vehicle, the bank or other lender may require you to carry comprehensive and collision insurance until the vehicle is paid for.

Racine is the county seat of Racine County and as of the 2013 U.S. census, the city had a population of 78,199, making it the fifth-largest city in Wisconsin. Located 22 miles south of Milwaukee, as of the census of 2010, there were 78,860 people, 30,530 households, and 19,222 families residing in Racine. The population density was 5,094.3 inhabitants per square mile. There were 33,887 housing units at an average density of 2,189.1 per square mile. There were 30,530 households of which 35.8% had children under the age of 18 living with them. The median age within the city was 33 years. 27.9% of residents were under the age of 18; 9.8% were between the ages of 18 and 24; 27.6% were from 25 to 44; 23.8% were from 45 to 64; and 10.9% were 65 years of age or older.

city of Racine WI

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• Location: Kenosha / Racine, Wisconsin

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